• 7 Posts
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Joined 1 year ago
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Cake day: June 13th, 2023

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  • I disagree with the idea that all insurance is a scam. Insurance is a risk mitigation tool. I’m fine with paying a little bit of money every month so that my family is financially secure if I die unexpectedly or I can replace my home if it burns down. All in all, insurance can be a fairly good and cost effective risk mitigation tool.

    The problem is that an insurance business model is incompatible with healthcare. It’s not likely that I’m going to die within the next year. It’s very likely that I’m going to need medical care within the next year. As we [Americans] have increasingly leaned on health insurance to pay for routine medical care, health insurance companies have done a great job of muddying the water and making it more and more difficult to understand how the process works, much less get good quality medical care. There’s a clear conflict of interest between making money and paying for medical care.

    Insurance itself isn’t bad. But health insurance is bad. The fact that health issurance is often tied to employment is also bad. Ironically, it has a negative impact on the economy. Maybe even a significant impact although that’s hard to say for sure.

    If politicians really cared about small businesses, they would pass a universal healthcare bill ASAP. I would bet my left arm we would see a huge increase in small businesses if the potential small business owners didn’t have to worry about getting healthcare from their current employers.





  • It’s not just you. That pretty much is your thirties. Most of the people I know in their 20’s (at least their early 20’s) are still making a point to hang out. Most of the guys over 60 are playing golf or getting a beer.

    And then there’s my group: the ones who are working at their job all day, working at the endless list of projects around the house in the evenings, and spending the few spare moments they have in between with their family.

    Sometimes I think maybe it would be nice to have more actual friends. But it doesn’t really bother me that I don’t. I’m pretty busy being a husband and a dad and everything in between and I’m happy with where I’m at right now. I know the way things are now is not permanent and nothing is set in stone.

    On another note, the 30’s are good times. My favorite decade so far. Not always fun, but still good.








  • Not true. Some weeks are quieter. Those are the ones that you wake up on Sunday morning, look at the beautiful weather outside, pour yourself some coffee, and get excited about all the things you’re going to accomplish.

    Then, you blink twice and poof it’s 8:00 PM on the following Saturday and you’re standing in the kitchen in your bathrobe with a cold cup of coffee wondering what the hell just happened.