I fucking hate this shit.

Especially when the retailer does it. Like wtf dude, why do they care if its someone spending their money legitimately, or if its stolen, they get money either way. Is this some weird “we stopped fraudsters” PR campaign?

I’m wondering if the “@protonmail” or just non-Google emails they hate.

Btw: fuck Uber for that one time (about a year ago) when they blocked my account when I needed the return-ride. Wtf. Lyft worked fine for the return trip, fucking Uber lol

  • RebekahWSD@lemmy.world
    3·
    48 minutes ago

    Twice. Once when I was buying large appliances which I basically never do and a call to my bank cleared that up, and once trying to buy a video game directly from the company (instead of say through steam or gog) and going in to the bank fixed that.

    • ERROR: Earth.exe has crashed@lemmy.dbzer0.comOPEnglish
      14·
      2 hours ago

      Damn, lucky. I feel like some retailers just fucking hate me. I have a non-white name, and I’m in the US, so… and I hate to pull the “race card”, but I’m kinda suspecting if they just hate immigrants or something… 🤔

      Edit: I meant like: I think they use some AI “Fraud Detection” and my name got flagged because the training data they used for the AI were with American names, and so my name looked “suspicious” to their AI.

    • ERROR: Earth.exe has crashed@lemmy.dbzer0.comOPEnglish
      22·
      2 hours ago

      I mean, idk 🤷‍♂️

      About that Uber incident: I’ve never use them before, and the first time I had to use it, they flagged by brand new account. I spend an hour to talk with the CS, and they unlocked it. Then 1 trip later, they blocked it again. Wtf lol. (So I just used Lyft for the trip home)

      Also, walmart’s online store seems to have banned me when I never even went there before in my life (they keep marking accounts as “fraudulent”).

      Amazon also once flagged account as fraudulent, so I just stopped using them for a year, then made a new account its been fine ever since. (I know, Lemmy hates Amazon anyways, but that’s not the point of this post. I don’t want to debate that here.)

      Also, I think Mcdonald’s app (I was hungry and needed food mmkay don’t judge me) once just rejected my card for no reason, so I just had to walk in and talk to people. I hate it, I hate having to talk to people.

      And there are too many that I can’t count them all.

      Like, I feel like there’s some weird algorithm out there targeting me.

      • TachyonTele@lemm.ee
        6·
        2 hours ago

        You should think about what’s wrong with your cards and bank account. There’s obviously a reason everything is blocking them.

            • ERROR: Earth.exe has crashed@lemmy.dbzer0.comOPEnglish
              2·
              2 hours ago

              I mean… I just got this email from the customer support (cropped out the personal info):

              I think it is the @protonmail address from the wording of it.

              But like idk what I’m supposed to do, that email is the one associated with my bank. 🤔

              (I’m not gonna explain what my purchase is for or which retailer, just the fact that it is an expensive item.)

            • ERROR: Earth.exe has crashed@lemmy.dbzer0.comOPEnglish
              11·
              2 hours ago

              I mean… could it be the address then? I mean, every incident happened with the billing address as the same address I’m living at right now. Perhaps the previous resident (like that’s at least 15 years ago before anyone else lived here) somehow got the address marked as fraudulent? Perhaps the previous resident returned stuff too frequently and got the address on some sort of blacklist?

        • ERROR: Earth.exe has crashed@lemmy.dbzer0.comOPEnglish
          11·
          2 hours ago

          No, I always use the Chrome browser and on the real IP for anything money related like banks or purchases. I use a “normal” phone OS (meaning: no custom roms), so that can’t be the reason either.

          How long before a cell carrier re-issue an IP address. I know if you use mobile data, you get a new IP very often, like if you turn data off and back on, you get a new IP address. So… Maybe that, every time my purchase was marked as fraud, it could be that I just got assigned an IP that was just used by a fraudster before?