Except that he’s explicitly choosing to be a political candidate for the purpose of avoiding the lawsuits. A lot of these allegations occurred before he announced he was re-running, and then the lawsuits got put on hold.
Your scenario creates a method for anyone to delay consequences by running for office. Although we both know it wouldn’t really work for anyone. Trump gets his special treatment.
I’d argue against the word “earn” even. One cannot earn one billion dollars at all.
Nobody deserves $1 billion when it would take a teacher about 20,000 years to make the same amount. And it’s not earned if it’s not deserved.
But that’s just semantic ranting, you’re right.