If you had the money to retire at 30, your savings would be invested and on an average year your earnings would cover your expenses. You would have health insurance, so no worries there. The only catch is that you would have to keep your expenses at 65% of what you spend right now. Would you take it, or would you rather work a few more years for a better lifestyle and financial security?
As a fellow Australian - where the heck did you find this unicorn of a location?! I’ve been house-hunting (well, land-hunting, really) for over a year, and everything seems to come saddled with a bushfire overlay, flood overlay, or both. I’ve pretty much resigned myself to being stuck in a bushfire zone.
(Note: not asking for you to dox yourself with the actual location, though I am deeply curious.)